Loan management without the paperwork backlog

Capture applications, automate eligibility checks, track repayments, and manage your entire loan portfolio from one no-code app. No legacy LMS. No spreadsheets. No manual reconciliation.

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Loan Management made simple with Clappia
The Problem

Your loans live in spreadsheets, emails, and someone's memory

The gap between application, approval, and repayment is where defaults grow and compliance slips.
Multiple applications, multiple platforms

Applications scattered across channels

Forms arrive via WhatsApp, email, branches, and PDFs. Your team retypes everything into Excel before processing can begin.
Slow approvals

Manual eligibility slows approvals

Credit scores, income proof, and document checks live in separate tools. Decisions that should take hours stretch into weeks.
Disconnected apps

Repayment tracking falls through cracks

EMI schedules in one sheet, payments in another, overdue alerts in nobody's inbox. Defaults compound silently.
The Solution

Apply, approve, disburse, collect — one workflow

Clappia connects every stage of the loan lifecycle into a single no-code app. Data flows automatically. Approvals route instantly.

Build your loan application form in minutes

Drag-and-drop fields for KYC, income proof, collateral, and loan purpose. Borrowers fill on any device. Submissions flow into your shared pipeline instantly.
Configurable fields for ID proof, address proof, income documents, and bank statements
Conditional logic per loan type — personal, business, gold, vehicle
Auto-calculate eligibility and EMI from tenure and interest rate
Dashboard mockup
Automate app with workflows

Automate approvals with workflow rules

Route applications to the right credit officer based on amount, branch, or risk. Auto-notify borrowers and teams at every stage. Approve, reject, or escalate in a tap.
Multi-level approvals with role-based permissions
SMS, email, and WhatsApp alerts at every stage
Integrate credit bureau APIs or upload bureau reports manually
Simple Setup

From application to disbursement in four steps

No developers required. No core banking integration headaches.
1
Design your loan app
Add fields for KYC, collateral, and approval. Customize for any loan product.
2
Configure approvals
Set rules for who approves what. Auto-route by amount, branch, or borrower type.
3
Track disbursements
Log disbursements, generate EMI schedules, record collections from any device.
4
Monitor in real time
Dashboards for overdues, collections, NPAs, and branch-wise performance — live.
Why Clappia

Built for lending operations

Mobile-first. Offline-ready. Configurable without a single line of code.
Clappia mobile app
Build apps quickly

No-code builder

Launch a working LMS in days, not months. Modify anytime without IT.
Assign apps to users

Role-based access

Branch managers, credit officers, and agents see only what they need.
Get dashboards

Real-time dashboards

Portfolio health, branch performance, collection efficiency — all live.
Offline apps

Offline-first mobile

Field officers capture applications and collect EMIs in low-connectivity areas.
Get auto notifications

Auto notifications

SMS, email, and WhatsApp for application updates, EMI reminders, overdues.
Integrate with external tools

Integrates with stack

Payment gateways, accounting tools, and credit bureaus via API or webhooks.
70%
Faster loan approvals
5x
More applications per officer
90%
Less manual data entry
0
Spreadsheets required

Ready to digitize your loan operations?

See how a complete loan management system works in Clappia. Book a 15-minute demo — we'll show you the exact build for your loan products.
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Support

Frequently asked questions

How long does it take to set up a loan management app on Clappia?
Most teams have a working loan management app live within a few days. You can start with a pre-built template, customize fields for your loan products, and add approval workflows — all without writing code. More complex multi-product setups with credit bureau integrations typically take one to two weeks.
Do I need developers or IT support to build this?
No. Clappia is a no-code platform. Anyone on your operations or product team can build and modify the loan app using drag-and-drop. Developers are only needed if you want to connect to custom internal systems via API.
Can field officers use it in low-connectivity rural areas?
Yes. The mobile app works fully offline. Field officers can capture applications, collect EMIs, and complete site visits without internet. Everything auto-syncs the moment connectivity returns.
Does it integrate with credit bureaus and payment gateways?
Yes. Clappia connects to external systems through REST APIs and webhooks. The built-in Payment Gateway feature lets users pay directly from a form. For credit bureaus, accounting tools, or your CRMs, the integration is configurable — set up the API connection once and data flows automatically. You can also upload bureau reports manually if you prefer.
Is borrower and lending data secure?
All data is encrypted in transit and at rest with 256-bit encryption. Clappia is GDPR-compliant and ISO-certified, with role-based access controls so each user only sees the data relevant to their role.
Can I customise it for different loan products?
Absolutely. Build separate apps or a single app with conditional logic for personal, business, gold, vehicle, housing, education, or microfinance loans. Each can have its own fields, approval rules, eligibility logic, and EMI calculations.
What does it cost?
Clappia offers a free plan to get started, with paid plans that scale based on users and submissions. Book a demo and we'll suggest the right plan for your loan volume and team size.
Can I export loan data to my accounting system?
Yes. Export submissions as CSV or Excel, or push data automatically to Tally, QuickBooks, Zoho Books, and other accounting tools via webhooks and API integrations.